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Disability Insurance
Income protection if illness or injury keeps you from working.
What it covers
Short-term and long-term disability policies that replace a portion of your paycheck if you can't work.
Ideal for
Self-employed New Yorkers, professionals, and anyone whose family depends on their paycheck.
Why it matters
- Replaces 50–70% of your income tax-free
- Covers illness, not just accidents
- Often more important than life insurance for working adults
Free Guide · En Español
La Guía de Retiro para Hispanos
Plain-language retirement planning, written in Spanish. Free download delivered by email.
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